Walmart Money Card Review – Know Pros & Cons

It is very difficult to decide which prepaid shopping and debit card to get. There are several offers in America’s market. Undoubtedly, Walmart Money Card is very popular. Therefore, I present my honest review about Walmart MoneyCard.

Understanding Walmart Money Card

Firstly, Walmart MoneyCard is not a credit card. Instead, it is a prepaid card. You can use a Walmart Money Card to pay while shopping at any store or online.

Additionally, you can withdraw cash from ATMs across America with a Walmart MoneyCard.

Green Dot Bank issues Walmart MoneyCard of two types. One is from the Visa International brand. Another from MasterCard.

Both these cards have similar benefits. And Walmart Money Card has disadvantages too.

In this review, I will discuss pros and cons of Walmart MoneyCard.

Advantages of Walmart MoneyCard

Walmart MoneyCard offers several advantages.


Free Overdraft

Bill Payments

Cash & Card Transactions

Anti-Fraud Protection

Walmart MoneyCard Vault

Disadvantages of Walmart MoneyCard


Free Overdraft

Bill Payments

Card & Cash Transactions

Overall, Walmart MoneyCard is good if you are regular shopper at Walmart. There are several other prepaid cards that fare better than Walmart MoneyCard.

Other that cashbacks on certain stuff and discounts on fuel at Walmart stations, there are no worthwhile savings this card offers. Usage fees for ATM withdrawals is a major problem with Walmart MoneyCard.

Since this is not a credit card, there are no checks of your credit score. Compare various prepaid cards before settling for a Walmart Money Card.