Payment Methods You can Use When Shopping Online in India

Online Shopping in India: Today, there are over 250 million Internet users in India. And many of them like to shop online.

In India, day by day, the number of online shoppers is growing. One could realize this fact by discovering new shopping websites on the Internet daily.

However, still in India many do not prefer to shop online. Let us look into the details why people do not want to shop online.

So these were some of the reasons why people don’t shop online.

However, there are many people who don’t have proper idea about how to pay for the product they want to buy. And that is when I thought of writing this post.

This is really simple and easy. There are number of ways you can pay for the product you want to buy.

But before I explain you all the possible payment methods, I will give you a brief idea on some of the best online shopping sites in India.

Most Used Payment Methods for Online Shopping in India

Now let us look how people are paying online after they are done with shopping.

Hence, you get an idea how people are paying online. Now let us discuss in details about some of the paying options for online shopping in India.

In general there could be two ways for making payment, online and offline.

Payment Mode: Online

Some of the most accepted credits cards are

EMI on credit cards is provided by banks like HDFC and ICICI bank to credit card holders. It is only for 3, 6, 9 and 12 months and minimum order value to use EMI payment option is Rs 3000/-

Banks do charge fixed annual interest rate directly to customers choosing EMI.

Make payment through your Visa Credit Card on your mobile with CCAvenue phonepay facility

Payment Mode: Offline

The best paying method for online shopping is Cash on Delivery (COD). I had written another article why COD is the best option among all others.

First is you pay after you receive the product then you could pay through cash which is very easy. So these are few benefits of COD.

Almost all the online shopping website allows COD however you have to know certain things about it


You could also pay through DD. You have to write In Favor of “—————-” and submit in the bank. Your product would reach on time.

Similarly you can also pay through check.

Direct bank deposit option is available. Here you could deposit cash directly into their bank account.

So these were some of the offline paying methods. But all these are of no use except COD. If you go for COD then you don’t need any other offline paying option.

Payment Mode: Gift Coupons

Gift coupon is also a way of paying money. Gift coupon is based on total shopping you did. Gift coupons are 10 digit alpha numeric code. There are 3 types of gift coupon discount

So these were some of the paying methods online and offline both.

Now let us look at the paying methods of two popular online shopping sites in India.


Some of the payment methods that Flip Kart allows are

Second is

Similarly you could visit other websites and find out their payment options. Every online shopping website has different payment modes.