15 BEST Personal Finance Books That You NEED To Manage Your Money Right!

While you might think you’ve got your finances under control, do you really know everything you need to know about personal finance? Probably not, if we’re being honest. 

A great way to expand on your learning is to study up with the best personal finance books. You’ll learn from experts, improve your financial skills, and most likely find plenty of places where you’ve either been losing money or doing something totally wrong! 

Check out the list below of what we think just might be the best personal finance books of all time! Ok, maybe you’ve got some different favorites than we do, but we feel that every single one of these financial books has incredible value for anyone and everyone! You’ll definitely want these must-read books on your shelf! 

Psst – If you’re looking to be an extra savvy student, and you’re hoping to get free financial books, you can either visit a local library to see if they’ve got a copy, or you can sign up for an Amazon Prime Membership to take advantage of Prime Reading and the Kindle Owners’ Lending Library – even if you’re just using the Kindle app! 

 

Best Financial Books For Beginners

If you’re just getting starting on the fix-your-financial-situation journey, you’ll definitely want to check out these “beginner” personal finance books. They’ll give you all the information you need to know to make actionable changes today and start seeing results almost immediately! 

1. The Total Money Makeover: Classic Edition:  A Proven Plan For Financial Fitness

Author: Dave Ramsey

Review: One of Dave Ramsey’s most famous books with over 5 million copies sold. A motivational read and a well-proven plan to get your finances into place. Dave’s advice is simple and straightforward. An easy way to think of making over your finances like you would makeover yourself or work on a fitness plan. What is also nice about this book is the personal examples of everyday people that Dave gives to help put the plan into perspective and apply it your own life.

Buy it today on Amazon

 

 

2. Broke Millennial: Stop Scraping By and Get Your Financial Life Together

Author: Erin Lowry

Review: The Savvy Couple teamed up with Erin before her book was available and scored ourselves a free copy! Erin is a fellow personal finance blogger and gives great advice to millennials and getting your financial life together #GYFLT. As you’re reading through the book, there are questions posed and space for you to record your response. I think this really appeals to millennials and allows you to reflect on the book in a more personal than many of the other finance books listed.

Buy it today on Amazon

 

 

3. The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

Author: Thomas J. Stanley

Review: With over 2,400 reviews on Amazon, this book has 4.4 out of 5-star reviews. This book will motivate you to know that if you invest well and live below your means that you too can be a millionaire. After first being released in 1996, people have gone back and reread the book and still find things to improve their financial lives. Very eye-opening book and will have you immediately making changes to live more like a millionaire.

Buy it today on Amazon

 

 

4. Why Didn’t They Teach Me This In School?:  99 Personal Money Management Principes to Live By. 

Author: Cary Siegel

Review: This book is a great follow up if you’re catching up on learning some important money lesson. We rarely get taught about the importance of money and management in school. 99 Personal Money Management Lessons to Live By provides practical principles to apply to your life. Great book to give to a high school or college graduate. Easy read!

Buy it today on Amazon

 

 

 

Best Personal Finance Books For Financial Independence

Maybe you’ve got the basics, like budgeting and debt payoff under control, so now you’re aiming for much bigger financial goals – like financial independence. Take a peek at these books to make sure that you’re starting that journey on the right foot! 

5. Your Money Your Life

Author: Vicki Robin

Review: We love how much this book supports our passion for a frugal lifestyle because it basically teaches you that cheap = good! It essentially poses the question of “would you rather,” in the form of awesome but low-paying job vs. a dreadful but high-paying job, and how to choose the right situation. This book will teach you to live within your means but still enjoy your life! 

Buy it today on Amazon

 

 

6. Set For Life

Author: Scott Trench

Review: This book was definitely written for the younger, closer to post-college crowd, so the sooner you can get your hands on this book and read it, the better! Scott gives you practical advice that will definitely drive you to start taking action on working to achieve that solid, comfortable financial future that you dream of. 

Buy it today on Amazon

 

 

7. Think and Grow Rich

Author: Napoleon Hill

Review: Do you know how you can tell when a personal finance book is full of solid advice? When it was originally published in 1937 and continues to be relevant and updated for today’s world. Now THAT is obviously some sound financial advice if it can withstand the test of time! You’ll definitely want to add this motivational best-seller to your shelf to get your financial head on straight! 

Buy it today on Amazon

 

 

8. The Simple Path To Wealth

Author: JL Collins

Review: We have told our readers to eliminate their debts, save their money, and build up their net worth time and time again. Here is yet another source for you to have that mindset proved to you if you were ever in doubt! Reading this book you’ll feel like you’re reading a letter from a friend, in that it’s conversational, easy to read, and keeps you wanting to hear more. 

Buy it today on Amazon

 

 

 

Best Books For Good Money Habits

9. The Automatic Millionaire

Author: David Bach

Review: Offering an actual one-step plan is one of the things that sets this book apart — that it makes good on what it promises! This approach offers an easy-to-follow method for anyone to change their life to be able to enjoy more freedom, all while being packaged in an easily-read format. 

Buy it today on Amazon

 

 

10. Work Less Make More

Author: James Schramko

Review: For anyone everyone that earns a paycheck in any way, you NEED to read this book. I mean, why are we all just accepting our hourly rates and that’s that? Why not make the same amount of money (or even more?) in less time?? You’ll love how solid and logical this book comes across, and simply put you’ll end up regretting not having read it sooner. 

Buy it today on Amazon

 

 

 

Best Personal Finance Mindset Books

There is nothing that is going to stop in you in your tracks as much as having a bad mindset. These books will help change the way you look at wealth and financial success. 

11. The Richest Man in Babylon

Author: George S. Clason

Review: I love that it’s possible to learn from this book without feeling like I’m strictly reading an educational, non-fiction book. This book provides a more story-format text, with age-old advice that is sure to help you focus your mind on how you want to structure your financial life, creating your own rules to follow to help achieve your goals.  

Buy it today on Amazon

 

 

12. Rich Dad Poor Dad

Author: Robert T. Kiyosaki

Review: The best part about this book is that it has its own take on how to be successful while exploring the difference between how middle class vs rich parents teach their children about money. This is honestly one of the absolute best books you’ll ever read in the personal finance space since the lessons are honestly excellent for so many different situations! 

Buy it today on Amazon

 

 

13. I Will Teach You To Be Rich

Author: Ramit Sethi

Review: This just might be the personal finance book that millennials and the next generation have been waiting for. This book presents a practical program that encourages you to simply follow his instructions and see the results start happening. With a very straightforward writing style, this book really will teach you everything you need to know to “get on with your life” as you see your money become mastered. 

Buy it today on Amazon

 

 

 

Best Investing Books

Up-and-coming investor? Seasoned Pro? Make sure you’re doing it all correctly, and not leaving money on the table in your investment strategy (or worse, losing money)!

14. The Little Book of Common Sense Investing:  The Only Way to Guarantee Your Fair Share of Stock Market Returns

Author: John C. Bogle

Review: Considered almost an “investing bible” to many, this is a book you absolutely must have on your shelf, handy to refer to at all times. The author is a mutual fund expert, offering a simple investment strategy to be able to build wealth long-term. It just might be the last book you need about investing until retirement!

Buy it today on Amazon

 

 

15. The Bogleheads’ Guide to Investing

Author: Taylor Larimore

Review: Based off of the wisdom of the esteemed John C. Bogle, this book provides a refreshing read with its wit, that will get you started on the first step to investing successfully. You’ll learn about how Wall Street’s “common sense” advice will actually ruin your financial future, backdoor Roth IRAs, estate taxes, and MUCH more! 

Buy it today on Amazon